Meet the Team

The team behind Cascades

Cascades has been developed by a team of expert Canadian financial advisors and brokers based in Ontario. With over 50 years of brokerage experience between them, the team eat, sleep and breathe retirement income planning.

Ian C Moyer

Ian C. Moyer is founder of Ian C. Moyer Insurance Agency Inc., and has 38 years experience in retirement income planning. In 1992 he incorporated and built a practice based upon retirement income and estate planning. As a 32-year consecutive life member of the Million Dollar Round Table (MDRT), Ian demonstrates professional knowledge, strict ethical conduct, and dedicated client service. Ian achieved Top of the Table for the Million Dollar Round Table in 2015. Ian and his wife have lived and raised their family in Ingersoll for the past 39 years. Ian has been on a number of volunteer community boards over the years and is proud of the fact that he has implemented millions of dollars of charitable funds to various charities through the wishes of his clients

Keifer O'Connor (B.Sc.)

Keifer O'Connor has 4 years experience of working for Ian and Jonathan, assisting them with the construction and design of financial plans for their clients. Keifer holds a Bachelor of Science degree from McGill University where he majored in Mathematics. He has practiced computer programming in some capacity for over 6 years now and has worked with Excel for over 10 years.

Jonathan Kestle (B.Comm.)

Jonathan Kestle is president of Ian C. Moyer Insurance Agency Inc., and filled the role as successor to Ian Moyer. A Chartered Life Underwriter® (CLU®) and member the Million Dollar Round Table, he maintains the highest standards of professional competence and gives the best possible advice to clients by seeking to maintain and improve professional knowledge, skills and competence. Jonathan also holds a bachelor of commerce degree from Laurentian University with a focus on finance. He is a husband and father of three, and is proud to make Ingersoll Ontario his home.


While designing financial plans for clients of Ian and Jonathan at Ian C Moyer Insurance Agency, Keifer built and maintained a number of financial calculators and illustrators for various individual concepts. Keifer wanted to save the time of cobbling together results from these calculators with other third party software, whose output formats often-times did not match. So, the team sought to create their own full-suite financial planning solution within an industry-standard application, Excel, and so Cascades was born. Cascades has been developed, enhanced and streamlined into the professional-quality solution offered today.


HiveLink are a small group of former Microsoft developers and engineering/industry consultants. They had been working together to solve their own IP-protection and client/web automation problems. They developed their solution into HiveLink and now allow anyone to use the service from their home or office. Our Cascades solution uses HiveLink as a secure and rapid way to allow brokers to remotely calculate their data and send and receive it from within Excel.