March 1, 2017

Changes to the Probate Process in Ontario

The Estate Administration Tax Act, 1998 (“EATA”) is responsible for governing Ontario’s probate laws. To improve the administration of Ontario’s tax system, several measures were implemented in the 2015 Ontario Budget. These changes might not have been taken carefully by […]
January 16, 2017

Considerations for Structuring a Retirement Income Plan

  Retirement and estate planning can be overwhelming for those brave enough to take it on. Wading through the seemingly endless amount of available information on this subject can be absolutely daunting. Without a fundamental framework in place to help […]
January 4, 2017

Planning Without a Defined Pension Plan

Don’t have a Defined Benefit Pension Plan? Take a Look at Annuities. pen·sion/ˈpenSHən/ Noun:    a fixed sum paid regularly to a person. Considering the definition of pension above, it is understandable that when we hear the word pension, we […]
December 7, 2016

Registered Savings Plans – Establishing a Withdrawal Plan

Two questions have to be asked with regard to Registered Retirement Saving Plan (RRSP): “When do I start to withdraw?” and “How much do I withdraw?” Unfortunately, there is no cookie-cutter answer for either of these questions; every situation is […]