Delegate the complexity of retirement income planning.

Cascades is an intuitive retirement income questionnaire for financial advisors that once submitted, creates a report that demonstrates the value of planning advice by revealing the income tax savings of competing withdrawal strategies.

dollar-sign

The Value of Advice

As an advisor, you need to demonstrate the value of your advice now more than ever. In the field of retirement income planning, we know this is difficult. We created Cascades to take the complexity away and provide you with common sense withdrawal strategies in return.
gears-icon

No steep learning curve

Cascades is cross-platform and accessed online, so you don't need to download any software. Simply complete our intuitive online questionnaire, press Submit, and we'll send you a tailored retirement income plan for your client.
cloud-icon

Fully Supported

Cascades is committed to helping you achieve your full potential as an advisor. Our online resources can help you strengthen your planning skills. We have experienced advisors available to consult one on one at your request.
shield-icon

Secure

Securing your data is important to us. At Cascades we maintain privacy and data integrity by using an industry standard Transport Layer Security (TLS) encryption protocol, so you can be confident that the information you submit is received safely.

How the Cascades process works

unique_planning_head

It all starts with a unique planning philosophy


Our reports first solve for longevity risk, creating a sustainable income for your client. We use actuarial tables to determine mortality, and ensure income lasts well beyond the average age of death. Secondly we optimize your client’s projected cash flows by comparing three contrasting withdrawal strategies, determining which accounts should be drawn down first and which are better left last. Third, we focus on strategies to ease the administration of an estate for your client’s executors.
step1_fact_find_70ht

Tell us about your client

Our fact find questionnaire is cross-platform, making it easy to access from any device. It is intuitive, asking only the questions that are relevant to your client's retirement income plan. It provides helpful suggestions, making it an educational resource for advisors new to the field.
step2_submit_70ht

Submit your data for processing

Click "submit" at the end of your questionnaire and we'll get to work building your client's retirement income plan. We'll apply our unique planning philosophy to your client's situation to determine the most effective way to build their retirement income.
step3_reports_70ht

Receive and review reports

We deliver our standard report within one business day. Custom reports are available upon request. Inside each report you'll find a clear breakdown of your client's retirement income, a net worth statement, a withdrawal strategy comparison, income and investment projections, and key planning considerations.